Disclaimer

This disclaimer ("Disclaimer") applies to the website located at fondazionesenatorecappelli.com (the "Website"), operated by Fairholm & Wren Financial Consultants (Pty) Ltd (Pty) Ltd, trading as Fairholm & Wren ("Fairholm & Wren", "we", "us", or "our"). By accessing or using the Website, you agree to the terms of this Disclaimer in full. If you disagree with any part of this Disclaimer, you must not use the Website.

1. Company Details

2. No Professional Advice

The content published on the Website, including all text, articles, graphics, images, and other materials, is provided for general informational purposes only. Nothing on the Website constitutes, or is intended to constitute, legal, financial, tax, medical, or other professional advice. You should not act or refrain from acting on the basis of any content on the Website without seeking appropriate independent professional advice tailored to your specific circumstances. Any reliance you place on such content is strictly at your own risk.

3. No Warranties

To the fullest extent permitted by applicable law, including the Consumer Protection Act 68 of 2008 (where applicable) and the common law of the Republic of South Africa, Fairholm & Wren makes no representations or warranties of any kind, express or implied, as to the operation of the Website or the accuracy, completeness, reliability, suitability, or availability of any information, products, services, or related graphics contained on the Website for any purpose. All such information is provided on an "as is" and "as available" basis without warranty of any kind.

4. Limitation of Liability

In no event shall Fairholm & Wren Financial Consultants (Pty) Ltd, its directors, employees, agents, or affiliates be liable for any loss or damage whatsoever, including without limitation indirect or consequential loss or damage, or any loss or damage arising from loss of data, profits, revenue, or business, arising out of, or in connection with, the use of the Website. This limitation applies whether such liability arises in contract, delict (tort), negligence, statute, or otherwise, save to the extent that such liability may not lawfully be excluded or limited under the laws of South Africa, including any liability that cannot be excluded under the Consumer Protection Act 68 of 2008.

5. Third-Party Links

The Website may, from time to time, contain links to external websites that are not provided or maintained by, or in any way affiliated with, Fairholm & Wren. Please note that Fairholm & Wren does not guarantee the accuracy, relevance, timeliness, or completeness of any information on these external websites and accepts no responsibility for their content, privacy practices, or availability. The inclusion of any link does not imply endorsement by Fairholm & Wren of the linked website.

6. Accuracy of Content

While Fairholm & Wren endeavours to keep the information on the Website accurate and up to date, we make no representation or warranty, express or implied, that such information is accurate, complete, or current at any given time. We reserve the right to change, amend, or remove content from the Website at any time without notice.

7. Availability of the Website

Fairholm & Wren does not warrant that the Website will be available at all times or that access will be uninterrupted or error-free. We reserve the right to suspend, withdraw, or restrict the availability of all or any part of the Website for business or operational reasons, including maintenance, without prior notice.

8. Indemnity

You agree to indemnify and hold harmless Fairholm & Wren Financial Consultants (Pty) Ltd, its directors, officers, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your access to or use of the Website, or your breach of this Disclaimer.

9. Governing Law and Jurisdiction

This Disclaimer shall be governed by and construed in accordance with the laws of the Republic of South Africa. Any disputes arising out of or in connection with this Disclaimer shall be subject to the exclusive jurisdiction of the courts of South Africa.

10. Amendments

Fairholm & Wren reserves the right to amend this Disclaimer at any time without prior notice. Any changes will be posted on this page with an updated effective date. Your continued use of the Website following any such changes constitutes your acceptance of the revised Disclaimer.

11. Contact Us

If you have any questions regarding this Disclaimer, please contact us at:

Fairholm & Wren Financial Consultants (Pty) Ltd (Pty) Ltd, trading as Fairholm & Wren
27 Belgravia Crescent, 5200 East London, South Africa
Email: info@fondazionesenatorecappelli.com
Telephone: +27 43 7329 7463

This Disclaimer was last updated in 2026.